Are You An Insurance Carrier?

Learn how Insure Hive™ can help drive profitable growth.

JOIN THE "HIVE" TODAY

Insure Hive is the leading online personal lines wholesale insurance brokerage and Technology Company backed by the innovative insurance holding company Hannigan Insurance Services of America, LLC and provides support to a network of other independent agents in the form of carrier market access, automation, underwriting, and policy service.

Favorable Industry Trends: You would have to be living under a rock the past 3 years to not realize the insurance industry distribution model is changing fast.

The internet and online price comparison platforms have allowed consumers to get rate information online but in order for them to actually "switch" carriers and take out their checkbook, takes the advice and counsel of an insurance agent sales professional.

However, did you know the industry's aging workforce and old way of doing business has eroded due to the average age of industry professionals in the United States being 59 years old, and 25% of the overall workforce is expected to retire by 2018.


Where Will Your Growth Come From In the Next 3-5 Years?
Why Now?

  • It's becoming more difficult for carriers to manage a sales force of 5,000 + agents begging them for production year after year.

  • It's become too costly for smaller retail agents to keep up with the necessary technology investments required for agencies to compete as more work is pushed on them from carriers for fewer commissions.

  • Agents are retiring with the avg. age of the typical insurance agent is 59 yrs old, and no "new blood" is entering the insurance industry as sales people.

  • More agents are merging and or selling their business to private equity investors, so the industry is quickly being compacted to the "big dogs", similar to the evolution in industry's like home improvement (ie Home Depot & Lowe's) , travel (Expedia, Priceline, travelocity), bookstores (Good-bye Borders).

The online & mobile consumer financial services industry is going through rapid and disruptive changes with double digit growth the last few years, and management believes it will continue to grow at an alarming rate in future years.

Several Drivers of This Growth Include:

  • 1) Consumers shopping habits have changed with "how" they choose to shop and the "device" they use to find and choose new providers.

  • 2) Increasing need for new economy consumer to have a trusted source for products as competitors aging workforce and old way of doing business has eroded due to the average age of industry professionals in the United States is 59, and 25% of the overall workforce is expected to retire by 2018.

  • 3) The inability of competitors to keep up with technology investment and adapting to new business models consumers are now demanding and expecting.


Experienced Management Team and Employees

The Company's workforce is led by an experienced management team with an average of 18 years of industry experience. Distributing your insurance products via the Hive agent network offers tremendous economies of scale and benefits, thus minimizing risk and leveraging Return on Capital for shareholders.

AT INSURE HIVE™, WE ARE DEDICATED TO HELPING YOU GROW YOUR PROGRAM. AS AN INSUREHIVE CARRIER PARTNER, YOU'LL BENEFIT FROM BEING PART OF ONE OF THE NATION'S MOST RESPECTED INSURANCE FAMILIES AND WHOLESALE INSURANCE ORGANIZATIONS, WITH AN 18 YEAR HISTORY OF SUPERIOR SERVICE, FINANCIAL PERFORMANCE, AND GROWTH.

IN ADDITION, WE OFFER A NATIONAL DISTRIBUTION NETWORK, ACCESS TO THE FINEST RETAIL INSURANCE BROKERS & AGENTS IN THE INDUSTRY, AND THE OPERATIONAL SUPPORT YOU EXPECT FROM A PROGRAM PARTNER.

WE VALUE AND PLEDGE TO MAINTAIN THE HIGHEST QUALITY UNDERWRITING STANDARDS AND ENTREPRENEURIAL FAMILY CULTURE AND TEAM APPROACH TO GUARANTEE A SUCCESSFUL PARTNERSHIP. SO GO AHEAD, AND SAY SHOW ME THE HONEY, AND JOIN THE CARRIER HIVE PLATFORM TODAY!

Benefits For Joining The Hive As A Carrier Partner

  • Gain instant access to a nationwide network of the best retail agents in the U.S.

  • Get your product featured on the in house comparative rating platform used exclusively by hive members.

  • RC1 and RC2 is available as rating calls from our system to yours.

  • Tap industry vets and management team with over 18 years of insurance selling experience - retail and wholesale and technology platforms for insurance industry.

  • Leverage only quality new business flow and tap insure hive's in house USM's (Underwriting Success Managers) who review every single application and does all "up-front" underwriting before bind approval. This is an experienced quality assurance department in a box for you.

  • Leverage our award winning technology platform. All product and engineering is done in house at our Ann Arbor, MI technology center.

  • Get access to our team of licensed insurance specialists in multiple product lines. We love insurance here and are often referred to as insurance coverage geeks. Heck, our office dog is even named "ISO".

  • Tap into another insurance distribution source.

Google Compare failed because you need professional insurance agents to provide counsel and actually do the selling. That's why Insure Hive™ combines the best of both worlds. Online technology platform PLUS member agents (hivers) to close the business for you.

Architecture Overview

Insure Hive's ability to display your carriers real-time rates to our agency members is done thru gaining access thru an API (Application Program Interface).

Our mission is to provide a better quoting experience for licensed agent members by allowing them to quote in the Hive cloud and a better sales distribution system for our partner carriers and agents thereby helping them drive more sales.

It's totally secure: Here's how the Insure Hive™ Marketplace quoting Architecture works for carriers:

Insure Hive Architectural Carrier Funnel

Insure Hive's Real-Time Quoting Systems Architecture

Insure Hive™ automates the process of upfront price quoting from multiple carriers providing a better user experience for our licensed agent members. It is important to note that Insure Hive™ follows all the accepted industry standards to integrate with carrier rating systems. Furthermore, Insure Hive™ follows all the industry standard data security protocols during transportation.

Insure Hive Architectural Carrier Marketplace

What The Agent Sees In The Comparative Rater

Insure Hive Agent Rater

Bind Now Process

Insure Hive™ then approves or rejects the application for the agent when they click "Bind".

Insure Hive Bind Now Feature

If you are a carrier or have a specialty program business you want us to manage as an MGA, let's talk

JOIN THE "HIVE" TODAY